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What to Do When You Have a Car Accident

No one ever wants to be in a car accident. But unfortunately, they happen. And when they do, it’s important to know what to do next. This blog post will give you a step-by-step guide on what to do if you’re ever involved in a car accident. T.D. McNeil Insurance Services in Folsom, CA offers this guide on what to do if you find yourself in an unfortunate situation. 

What to Do When You Have a Car Accident?

1. Check If Anyone Is Hurt

While not all car accidents result in injuries, some do. So, the first thing you need to do is check if anyone is hurt. Remember the injuries do not always have to be visible as some could be internal. If you or anyone else appears to be injured, call for medical help right away.

2. Call the Police

After you’ve made sure that everyone is okay, the next step is to call the police. This is important even if the accident seems minor. The police will create a report of the accident, which can be very helpful down the road.

3. Exchange Information With the Other Driver

Once the police have arrived, it’s time to exchange information with the other driver. You’ll need to get their name, address, phone number, and insurance information. It’s also a good idea to get the make, model, and license plate number of their car.

4. Take Pictures of the Accident

If you have a camera or smartphone, it’s a good idea to take pictures of the accident. This can help prove what happened if there’s ever a dispute.

5. Call Your Insurance Company

The next step is to call your insurance company to inform them about the accident. They’ll likely ask you for all of the same information that you gave to the police. Be sure to answer truthfully and give as much detail as possible. Remember, insurance companies have their own investigator who may look into the accident. If they find that you weren’t honest about what happened, it could affect your claim.

As you have seen, there are several steps you need to take after a car accident. T.D. McNeil Insurance Services can help make sure you’re prepared for anything. We can also help you find the right auto insurance for your car in Folsom, CA. Give us a call today to learn more.

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