Owning an RV provides you with the ultimate opportunity to travel and have freedom for your living arrangements. To make the most of your RV ownership, you need to have the proper insurance in place. T.D. McNeil Insurance Services can help you make the best insurance choices in Folsom, CA.
Is Auto Insurance Enough for My RV?
Many people think that auto insurance is enough to cover their RV needs. Although in most states, you can operate an RV on the road, these types of insurance policies do not provide the right kind of coverage for people who are traveling a good deal in their RV or for people who are living in an RV.
What Does RV Insurance Cover?
Your RV policy can be customized to suit your particular needs, but in most cases, an RV policy will provide coverage in the following areas:
- Property damage- If you are living in your RV or staying in your RV for long periods of time, you will want to have property damage insurance in place. This type of coverage will reimburse you for your personal belongings if your belongings are lost due to fire, collision, burglary, or natural disaster.
- Liability- If your RV is involved in an accident that causes damage to another vehicle, or that results in others being injured, you could be held liable for the expenses of the accident, or for any medical bills or legal fees. Liability coverage will pay for these expenses so that you do not pay out of pocket.
If you would like to learn more about RV insurance or any of our other insurance products, please contact us at T.D. McNeil Insurance Services, serving Folsom, CA and the surrounding areas. We will be happy to answer your questions.