Bike insurance is a powerful way of protecting your motorcycle and yourself from serious crashes. But what about your riders? At T.D. McNeil Insurance Services, we can help Folsom, CA area residents get the help they need to manage this concern and keep their policy as strong as possible.
Protecting Your Passengers
Upgrading your motorcycle insurance will help protect your passengers by expanding your health coverage options. Your traditional bike policy will only cover things like liability and damage. However, adding health protection will cover those people on your bike, including yourself.
For example, if you crash and your wife or husband on the bike behind you gets hurt, this policy will help pay for their medical coverage. In this way, you don’t have to pay for it out of your pocket, and they can get through their recovery more quickly and efficiently with minimal challenges.
Types of Bike Riders
The type of rider you have on your bike typically doesn’t matter much for this type of coverage. So, for example, someone riding on the seat behind you is treated the same as those in a sidecar. Sidecars are safer, though, so consider getting one to protect your riders.
A sidecar with a seat belt and other protective gear may also help decrease your insurance by providing a safer riding atmosphere for other passengers. Talk to your insurance agent to learn more about this fact and give yourself the help you need to keep your bike safe.
Take Care of Your Bike Needs
At T.D. McNeil Insurance Services, we can provide Folsom, CA residents with the help they need to keep their bikes strong and avoid serious crash-related issues. So please don’t hesitate to contact us today to learn more about how we can help you and provide you with excellent insurance.