If you get into an accident in Folsom, CA, you’ll want to know what you should do starting immediately after the collision. The professionals at T.D. McNeil Insurance Services are here to help.
Getting into an auto accident is scary and stressful. The most important thing to do is to stay calm. It’s vital that you keep your wits about you and not lose your temper or become overly emotional.
Asses if you or anyone with you is injured. If you have small children, pets, disabled or elderly people with you, make sure you keep them safe.
If the vehicles are operational, move to a safe location out of the flow of traffic, either to the side of the road or a nearby well-lit area, where you are visible and easily located by emergency personnel.
Call emergency services to attend to anyone that is injured and to report the accident to the police and get a formal motor vehicle accident report filled out.
If you are going to speak to the other party before the police arrive, make sure you are both calm and non-combative. If there are any witnesses present, ask them if they’d be willing to wait for law enforcement to arrive to give their account of what they saw.
Exchange this information with the other party:
- Name, phone number and address
- Insurance company and policy number
- Driver’s License and license plate number
- Make and model of the vehicles
- Location of the accident
While you’re waiting for the emergency personnel to arrive, take photos of any damage that your vehicle has sustained during the collision.
Finally, call your team at T.D. McNeil Insurance Services serving Folsom, CA so they can help you initiate your claim!