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T.D. McNeil Insurance Services

110 Blue Ravine Rd, Suite 105,
Folsom, CA 95630

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About T.D. McNeil Insurance Services

Who We Are

At T.D. McNeil Insurance Services, our focus is on you. As a family owned and operated insurance agency, we understand the importance of personal service. Each customer has different needs, but each deserves respect and care. We look out for you, not the interests of any one insurance company.

We represent several top insurance companies and have top-quality, competitive programs designed to meet your specific needs. You don’t have to sacrifice quality to save money on your insurance program. In most cases, our customers save hundreds of dollars compared to high-priced carriers like Farmers, Allstate, State Farm, and others.

We put our customers’ needs first. We will do our best to give you an honest evaluation of your current insurance program. If we believe your current insurance program is the best for you, we will tell you. We will earn your trust by giving you honest answers to your questions. We have outstanding insurance programs available and, in most cases, we will save you money. In all cases, we will treat you with respect, and we will put your interests first.

As a broker, we work for you, not the insurance company. But unlike some brokers, we never charge additional fees. We want to be your insurance agent. Please give us a call. We’ll be sure to answer the phone.

Call Us Today at (916) 983-2561!


Risk Manager Onboard

One of the major advantages of big companies is that they can hire professional help to deal with problems. For example, most Fortune 500 companies hire professional risk managers to help manage risk and reduce the cost of insurance. Unfortunately, many small business owners, or individuals, never have the opportunity to get assistance from a qualified risk management professional; that is, until now.

Our agency was founded by Terry D. McNeil. He is a highly experienced professional risk manager. For over 15 years he was Vice President and Director of Insurance for ABM Industries, Inc. ABM has over 100,000 employees and is one of the largest building services firms in the world. He retired from ABM in June, 2004 and relocated to Folsom. Mr. McNeil has over 30 years experience in insurance as an agent, underwriter, claims manager, and risk manager. He also testifies as an expert witness on high-value insurance disputes.


We are a family owned and operated agency. Our family is important to us, and we understand how important your family is to you.


Meet Our Staff


President & CEO

Terry D. McNeil, MBA, President & CEO, has over forty years' management experience in sales, underwriting, loss control and claims. Mr. McNeil was V.P. & Director of Insurance for ABM Industries for over 15 years. Our clients gain access to an experienced insurance professional uniquely available to this agency. U.S. Air Force Veteran. Vietnamese Linguist Served in Vietnam 1968-1970 Combat Crew Member.


Executive Vice President

Rich Baker, Executive Vice President, has over fifteen years' experience as an Insurance Broker. He constantly monitors the personal lines insurance market so that our clients have access the best programs to meet their specific needs. He provides prompt and efficient service and is always available to answer your questions.


Vice President Agency Operations

Jennifer McNeil Baker, Vice President of Agency Operations, has over ten years' experience as a Commercial Lines Broker. She works with our clients to help them obtain the appropriate coverage while also keeping insurance costs under control.



Senior Account Executive

Elizabeth Rooney has a BA from Wheaton College and has Graduate degrees from Wheaton and Yale. She has been an insurance professional since 2011. She volunteers with Bible Study Fellowship and is an active member of the First Presbyterian Church in Fresno.

Michael Colenzo

Account Executive

Michael is an accomplished entrepreneur and hospitality professional with a passion for building relationships and connecting others. He has spent the last 20 years working in and around the hospitality industry including partially owning a wine lounge. Over the past three years he has moved on to pursue building a family with his wife Nicole and son Luke while working with T.D. McNeil Insurance Services as an Account Executive and serving as an Insurance Advisor with OneSource Health and Wealth Management. His experience as a small business owner, concept designer, and consultant gives him the ability to relate with client needs, and streamline processes on both sides. His hobbies include hosting parties, hiking, strength training, and audio books.

Our Partners
  • foremost
  • Hudson
  • Kemper
  • Liberty Mutual
  • Mercury
  • Metlife
  • National General
  • Personal Umbrella
  • Progressive
  • Safeco
  • Stillwater
  • The Hartford
  • Travelers