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T.D. McNeil Insurance Services

110 Blue Ravine Rd, Suite 105,
Folsom, CA 95630

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Four common mistakes consumers make regarding motorcycle insurance

Get in touch with us at T.D. McNeil Insurance Services if you need motorcycle insurance in Folsom, CA. We are an insurance company offering coverage for motorcycle owners.

Don’t make mistakes when you buy motorcycle insurance that could lead to negative financial consequences.

Here are four common mistakes consumers make regarding motorcycle insurance:

Canceling your motorcycle insurance coverage when your bike is not in use

If you don’t use your bike during certain times of the year, that doesn’t necessarily mean you should cancel your policy.

A lot of motorcycle insurance providers offer storage coverage that customizes coverage to your unique needs throughout the year. Switching over to storage coverage is often better than just canceling your policy when your bike is not in use. 

Never updating your motorcycle insurance policy

it’s a good idea to reevaluate your motorcycle insurance policy occasionally. You might want to make some changes to your coverage if your bike’s value or your riding habits change. 

Assuming your motorcycle insurance policy includes collision coverage

A basic motorcycle insurance policy will usually only include liability coverage. You need to specify that you want collision coverage when you buy your policy if you want to be covered for damages to your bike.

Being unaware of coverage limitations

Motorcycle insurance coverage might not be in effect if you take your bike outside the country or if you use your bike for commercial activities. You should be aware of any coverage limitations related to geographic location or commercial activity. 

Reach Out To Us

If you need insurance coverage for your motorcycle in Folsom, CA, we can come to your assistance at T.D. McNeil Insurance Services. Call us to get a quote on a motorcycle insurance policy. 

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