Homeowners Insurance

All men (and women) are created equal, but homeowners’ policies are not. For example, some carriers offer guaranteed replacement cost, but only up to 20% in addition to the dwelling limits on your policy. Other carriers offer 50%, or even 100% additional replacement cost coverage.

In most cases, placing the automobile and homeowners with the same carrier will save you money. But, some carriers are very competitive on automobile insurance, but are not competitive at all on homeowners insurance. We will work with you to find the best combination of automobile and homeowners insurance to meet your needs. We understand that it’s not just a house, it’s your home.