Business Insurance

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The right business insurance is essential for every business, regardless of size. One of the major advantages of big companies is that they can hire professional help to deal with problems. For example, most Fortune 500 companies hire professional risk managers to help manage risk and reduce the cost of insurance. Unfortunately, many small business owners, or individuals, never have the opportunity to get assistance from a qualified risk management professional; that is, until now.

Our agency was founded by Terry D. McNeil. He is a highly experienced professional risk manager. For over 15 years he was Vice President and Director of Insurance for ABM Industries, Inc. ABM has over 100,000 employees and is one of the largest building services firms in the world. He retired from ABM in June, 2004 and relocated to Folsom. Mr. McNeil has over 30 years experience in insurance as an agent, underwriter, claims manager, and risk manager. He also testifies as an expert witness on high-value insurance disputes.

Our agent staff is uniquely qualified to handle all your business insurance needs, including but not limited to, general liability, workers’ compensation, professional liability, errors & omission, tech e & o, pollution liability, abuse and molestation, cyber liability, employment practices liability (epli) commercial automobile, garage, property, bonds and any other insurance requirements. As an independent agent we have access to a wide range of companies and we have competitive programs for any size business.

Our agency uses the Ezlynx management system which makes it very easy for us to provide outstanding service. For example, we can typically issue a certificate of insurance shortly after we receive the request. We also help verify that the insurance wording meets your customer’s requirements.  We are always available to answer questions and provide you with the best possible insurance.
We are a family owned and operated agency. Our family is important to us, and we understand how important your family is to you.